Guidance First
First-time buyers who feel behind
You have not bought before and do not want to guess your way through the biggest purchase of your life.
Our Seminars · First-Time Home Buyer Seminar
Free Event
The First-Time Home Buyer Seminar That Actually Answers Your Questions
Team Shah Real Estate's First-Time Home Buyer Seminar is a free, in-person educational session for first-time buyers in Brampton and Mississauga. It is hosted by a broker from Team Shah with invited industry subject matter experts. There is no cost and no obligation to attend.
Buying your first home comes with more questions than any one web page can answer. This free, in-person evening brings a broker from Team Shah together with invited industry subject matter experts, so you leave with a clearer budget, a real understanding of closing costs, and a plan for your next step.
Upcoming dates, times and locations are posted on Eventbrite as new sessions are scheduled.
Who this seminar is for
Built for people at every stage
Newcomers to the GTA
You are new to Canada and want the Ontario buying process explained in plain English, from start to finish.
Renters weighing the decision
You are not sure whether you are ready to buy or should keep renting for a while longer. Try the Rent vs. Buy Calculator before you come.
Family supporting a first-time buyer
You are a parent, sibling or partner helping someone else prepare and want to understand the full picture.
What you will walk away knowing
Not a generic “steps to buying a home” talk
Every topic here is something Team Shah brokers regularly hear from real first-time buyers.
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Your real, honest budget
What you can comfortably afford, not just the maximum amount shown on a lender's pre-approval.
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Every dollar due at closing
Land transfer tax, legal fees, title insurance and other closing expenses that buyers need to prepare for.
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Rebates and programs you may qualify for
First-time buyer rebates and programs explained in practical, plain language.
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How offers actually work
What an offer contains, how conditions work and how to stay grounded when another buyer may be competing.
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What your lawyer does
What normally happens between the day your offer is accepted and the day you receive your keys.
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Your next step
A clearer sense of whether you are ready to begin looking or what you need to arrange first.
Who hosts and speaks
A Team Shah broker plus invited subject matter experts
Every seminar is hosted by a licensed Real Estate Broker from Team Shah Real Estate, Royal LePage Flower City Realty. Depending on the session, invited speakers may include real estate lawyers, mortgage professionals, banking representatives, insurance professionals, financial professionals or government-related organizations.
Speakers are invited for the practical knowledge they can share with buyers. The goal is to help attendees understand how the different parts of a purchase work together.
Some buyers arrive with straightforward employment, income and credit. Others may have limited Canadian credit history, complicated income or questions about how long they need to prepare.
A common example: a buyer may not qualify immediately. A mortgage professional can explain what needs to improve, what documents may be required and how long the preparation process could take.
Why come in person
Small group, real answers
- Free: no obligation to work with Team Shah or an invited speaker
- Small-group format: attendees have an opportunity to ask practical questions
- Useful materials: seminar handouts and information to review afterward
- Special accommodations: contact Team Shah ahead of time and we will do our best to assist
- Coffee and tea provided
- Multilingual support: English, Hindi, Gujarati, Punjabi and Marathi
- Bring someone with you: spouse, partner, parent or another person involved in your decision
We keep our commitments. When Team Shah schedules a seminar, we intend to run the session and provide the same useful information whether the group is large or small.
Common questions
Questions before you register
Am I going to get pitched the whole time?
No. This is an education-first session. You will hear from a Team Shah broker and invited industry subject matter experts. There is no obligation to work with Team Shah or any speaker afterward.
Do I need a pre-approval already to attend?
No. The seminar is useful for people who are just beginning to think about buying as well as people who are already pre-approved and actively looking.
Will you explain the First Home Savings Account?
Yes. We explain how the FHSA may help eligible first-time buyers save toward a qualifying home purchase and how it can fit alongside other home-buying programs.
How much is the Ontario land transfer tax rebate?
Eligible first-time buyers may receive a rebate of up to $4,000 on Ontario land transfer tax. Eligibility depends on the buyer's circumstances and should be confirmed with the buyer's lawyer.
Does “free” mean there is a catch?
No. There is no cost and no purchase required to attend.
Can I bring someone with me?
Yes. You may bring your spouse, partner, parent or another person involved in the decision.
Can I request support in another language?
Contact Team Shah before the seminar to request support in Hindi, Gujarati, Punjabi or Marathi.
Who hosts and speaks at the seminar?
The seminar is hosted by a licensed Real Estate Broker from Team Shah. Depending on the session, invited speakers may include mortgage, legal, banking, insurance, financial or government-related subject matter experts.
Where and when is the next seminar?
Upcoming dates, times and locations are posted on the Art & Cultural Exchange Society of Canada Eventbrite page . You may also contact Team Shah to ask about the next session.
Reserve your seat
Ready to join us?
Upcoming seminar dates, times and locations are posted on Eventbrite as new sessions are scheduled. Reserving a seat takes less than a minute.
Not ready to register yet?
Start with these resources
Guide
First-Time Home Buyer GTA
Read the full guide →
Tool
Mortgage Calculators
Estimate your numbers →
Tool
School & Neighbourhood Finder
Compare areas before you go →
Tool
Rent vs. Buy Calculator
Find your real number →
Reference
Real Estate Glossary
Look up unfamiliar terms →
Article
Closing Costs in Ontario
See what you may need →
Seminar
Newcomer to Canada Seminar
Explore another seminar →
Important information
General Seminar Information
This seminar provides general educational information about the home-buying process in Ontario. It is not legal, tax, mortgage or financial advice. Invited subject matter experts are independent professionals. Attending does not create a client relationship with Team Shah or any speaker. Confirm your specific circumstances with the appropriate licensed professional.
Team Shah Real Estate: Gaurang Shah and Reena Shah are registered Real Estate Brokers with Royal LePage Flower City Realty. Team Shah's primary markets are Brampton and Mississauga, with Peel Region and GTA support when relevant. Communication is available in English, Hindi, Gujarati, Punjabi and Marathi. Call +1 (647) 892-2411 , email mail@myshahteam.com , or contact Team Shah .