GTA Housing Market Data for Brampton, Mississauga and Toronto

Months of Inventory (MOI) measures how long it would take to sell every active listing at the current pace of sales, assuming no new homes came to market. On this dashboard, under 2.5 months signals a seller's market, 2.5–4 months is balanced, and above 4 months favours buyers. As of June 2026, the GTA sits at approximately 4.7 months — in buyer-favouring territory. Use the dashboard above to see the current MOI for any specific city. Full explanation of TRREB terms →

The sale-to-list price ratio shows what percentage of final asking price homes are actually selling for, on average. A ratio of 100% means homes sell exactly at asking. Above 100% means competitive multiple offers. In June 2026, the GTA average was approximately 98% — meaning sale prices came in about 2% below the final asking price on average. Actual results vary by home, condition and negotiation, so this isn't a guaranteed discount on any specific home. Current GTA market conditions →

In June 2026, the GTA average was 29 days on market. Days on market varies by city, property type and season — use the dashboard above to check the current figure for your specific area and home type. As a general rule, listings sitting well beyond the local average often have more room to negotiate. Read the latest GTA market update →

Do not look at one number alone. Average price shows the broad direction of the market. Inventory shows how much choice buyers have — more inventory generally means more room to negotiate. Days on market shows how quickly homes are moving. Together these three numbers give a much more realistic picture than any one of them alone.

Average price is simply the total dollar volume divided by the number of sales. It can be skewed by a few very expensive or very cheap transactions. The MLS® HPI benchmark price is a quality-adjusted measure that tracks a “typical” home over time. It's a better indicator of real price trends. This dashboard uses the HPI benchmark for price charts.

No dashboard can predict the next price move. TRREB reported that June 2026 GTA sales rose 9.4% year over year while new listings fell 12.9%; the average selling price was down 3.9% and the MLS® HPI Composite was down 5.4%. TRREB said tighter conditions could support stabilization or later price growth if the trend continues, but that is a conditional outlook—not a guarantee. Read the official June release →

Market prices alone cannot determine the income you need. Qualification depends on your down payment, mortgage rate, amortization, other debts, property taxes, heating costs, condo fees, credit profile and the lender’s rules. Use the Mortgage Calculator for a payment illustration, then confirm qualification with a licensed mortgage professional or lender.

Neither property type is automatically the better choice. Compare the local HPI trend, inventory, days on market, monthly fees, maintenance responsibility, usable space and how long the home may suit you. The dashboard helps compare market conditions; a property review and your budget determine whether a particular condo or freehold is appropriate. Review condo-fee considerations →

Interest rates affect mortgage payments and qualification, but they do not move home prices by a fixed amount. Employment, income, listings, buyer confidence and property mix also matter. The Bank of Canada held its overnight-rate target at 2.25% on July 15, 2026. Use the Mortgage Calculator to compare payment scenarios rather than assuming a standard purchasing-power increase. Read the Bank’s decision →

Closing costs vary by price, location, property type, lender and transaction. Common items include provincial and, in Toronto, municipal land transfer tax; legal fees; title insurance; adjustments; inspections; and Ontario tax on a mortgage-insurance premium when applicable. Use the Closing Costs Calculator for an itemized planning estimate, then confirm the final statement of adjustments and legal figures with your lawyer.

Check three things: (1) the HPI benchmark price for that city and property type in this dashboard, (2) recent sold prices for comparable homes in the same neighbourhood over the last 60–90 days (your agent can pull these from the MLS), and (3) how many days the listing has been on market. A longer listing period may improve a buyer's negotiating position, but it does not guarantee a price reduction. The SP/LP ratio for that city shows roughly how close recent sales came to their final asking prices, on average. How to read today's pricing in your area →

For buyers, it shows price trends, inventory and days on market to help compare locations and possible negotiating conditions. For sellers, it shows competition, buyer activity and pricing pressure. These city-wide indicators are context only: a current comparable-market analysis, the home’s condition and the specific neighbourhood should guide pricing and offer decisions.

The page uses a manually compiled snapshot of published TRREB reports; it is not a live TRREB feed. The housing dataset currently runs through June 2026, from the report released July 3, 2026. The page is reviewed when new source reports are added, and the data period and review date are shown above. Confirm the displayed period before relying on the figures.